Is It Time For A Fresh Start?
Chapter 7 Bankruptcy or “straight bankruptcy” is often referred to as the financial reset button while considered to be a remedy of last resort, it may be the quickest way to obtaining a fresh start and becoming debt free. A Chapter 7 proceeding is commenced by the filing of a petition for a relief with the United States Bankruptcy Court. Upon the filing of the petition, an automatic stay becomes effective under federal law preventing creditors from continuing with collection actions, harassing phone calls, lawsuits, garnishment of wages, car repossession, foreclosure or any other creditor action which is intended to collect a claim or debt against the person filing of their property. There are some restrictions and not everyone is eligible to file a chapter 7 – Call today to discuss your situation with one of our experienced lawyers to find out if you qualify!
ESSERLAW LLC will help you to determine if chapter 13 is the best debt elimination strategy for your financial well-being. In some instances, you may be able to opt for a Chapter 13 Bankruptcy, which means you would have more time to pay off all or some of your debts through consolidation. Proceeding under the bankruptcy code to discharge debts while keeping homes and cars and providing a fresh start. Constitutionally protected bankruptcy laws were created to safeguard consumers. Call, text or email now to find out how we can help!
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Milwaukee, Wisconsin Metropolitan Area, Southeastern Wisconsin, Fox Valley
Racine & Kenosha
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