by esserlaw | Apr 27, 2018 | Bankruptcy, Budget Counseling, Debt Amortization, Debt Consolidation, Debt Relief, Firm News, Let's Ask ESSER
What the IRS doesn’t want you to know about taxes and bankruptcy There is a common misconception that taxes are not dischargeable in a bankruptcy proceeding. However, under certain circumstances, taxes can be discharged. Let’s face it, this is the government, all of...
by esserlaw | Jul 6, 2017 | Bankruptcy, Budget Counseling, Let's Ask ESSER
Hi there! I think we all know how frustrating it is to feel like you’re spending too much money on groceries. But then you look in your shopping cart and it all feels necessary. Plus, people gotta eat, right? Believe me, I know exactly how it feels! I feel like we’ve...
by esserlaw | May 15, 2017 | Bankruptcy, Debt Relief, Let's Ask ESSER
Q: My utilities have been shut off. If I file a bankruptcy, will they turn my utilities back on? Hopeful in Waukesha A: Dear Hopeful: The filing of a petition for relief under the United States Bankruptcy Code initiates a “stay” of any action or proceeding...
by esserlaw | Jan 23, 2017 | Let's Ask ESSER
Q: I went through Bankruptcy with your firm over three years ago but my credit score is still fair. How do I increase it? – JoAnn A: JoAnn…and timely. We were just discussing a similar scenario at our Attorney Meeting. Credit Scores are important for many...
by esserlaw | Nov 17, 2016 | Bankruptcy, Debt Relief, Let's Ask ESSER
Q: What is Chapter 7 Bankruptcy? – Sandy in South Milwaukee A: Chapter 7 Bankruptcy is often referred to as a straight bankruptcy. While considered to be a remedy of last resort, it may be the quickest way to obtaining a fresh start and becoming debt free. A Chapter 7...
by esserlaw | Nov 8, 2016 | Debt Relief, Let's Ask ESSER
Q: What is Chapter 128? Is it something I should consider over Chapter 7 or Chapter 13 bankruptcy? – Josh in Waukesha A: As a resident of Wisconsin, you enjoy a unique option when it comes to getting your debts under control. You won’t have to file tax returns, get...